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Laybuy offers online shoppers a simple interest free payment plan that lets you secure your purchase today and pay for it in 6 equal payments, once a week for 6 weeks.
Laybuy performs a credit check to obtain a credit score on all new users upon registration. Once your credit score has been confirmed and your account has been verified, Laybuy assigns your Laybuy limit and you can begin shopping immediately.
When you get to checkout, under the Payment section, select the option for Laybuy. You’ll be redirected to the Laybuy portal where you’ll be asked to login or register with an email address or mobile phone number. These same details can be used for any future purchases made using Laybuy.
The first payment is equal to one sixth of the purchase price, and occurs once your order is completed. The remaining 5 payments are processed each week on the day you choose, from your nominated card. No further action is required and all account information including a payment schedule can be viewed, at any time, through your Laybuy account.
Once you select Pay by Laybuy at the checkout and complete your purchase, we will dispatch any products directly to you at the delivery address you have requested.
The £1 you see on your account is an AUTH that is applied by your Bank when a new card is added to verify that it is real and that there are sufficient funds available to make a purchase. The £1 isn't actually taken out of your account and you will see this disappear from your bank statement in the next few days. This is a bank process and definitely not a fee from Laybuy.
If you have any trouble placing an order with Laybuy, it could be due to one of the following reasons:
For more information about Laybuy, please click here.
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